If so, take steps to prevent further injury; call for emergency assistance; get medical treatment and attention immediately if you or anyone else needs it.
Make sure everyone is safe from being injured further; if you are in the road or in the line of traffic, get to the side of the road as quickly as possible. If you are unable to move the vehicles and they are creating a traffic hazard, then put flares or some other type of accident warning device in the road to warn other drivers of the danger; and get away from the vehicles as quickly as possible. Call the police and let them know that there are vehicles in the roadway.
It is best to get an accident report so that your accident is properly documented, some insurance companies have indicated that they will not process a claim without an accident report. Tell the police whether you are injured. Answer the police officer's questions honestly. If you are shocked, dazed, lightheaded or confused, let the police know that you need medical treatment and how you are feeling and that you aren't able to answer questions at that time. Remember, anything you say can and will be used against you so it is important to tell the truth and to do so when you are clear-headed.
if your cell phone does not have a camera then make sure to keep a disposable camera in a weatherproof container on your bike.
Don’t decline the ambulance or emergency room if you are hurt. It is important to get immediate treatment for your injuries.
Call an attorney with experience handling bicycle accidents; ask your friends and family or your doctor if they can recommend a qualified attorney. Bicycle accidents have unique issues and you need an attorney who knows what those issues are. Attorneys handling bicycle accidents in Florida work the same way auto accident attorneys do - on a contingency fee basis - in other words, if the attorney does not make a recovery for you then the attorney is not owed any fees - and most attorneys don't charge for costs either, but you need to check. You should also ask your attorney if they can guarantee that the attorney won't put more in his/her pocket than you receive when all is said and done; this can happen with a contingency fee contract.
Your carrier will want a recorded statement, you should have your attorney present when you give your own insurance company a statement; talk to your attorney about whether to give a statement to the at fault driver's insurance company.
Many insurance companies will try to offer you money in the beginning but the money and/or a release may mean you are prevented from recovering the full value of your claim. Some insurance carriers are aggressive about trying to get you to settle early because it saves them money; do not fall into this trap.
Most personal injury attorneys will provide a free consultation. Make sure the person you are talking to is actually a member of the Florida Bar (if your accident was in Florida), that the person is an attorney - and not a paralegal or runner - many of the high volume / frequent advertising attorneys hire paralegals or runners to handle their intake process and the attorney is not involved; this is not your best bet for a law firm. Make sure that the attorney is there at the initial meeting to sign the contract with you and answer your questions and make sure that an attorney - not a paralegal or case manager - is going to handle your case.
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